December 2008 - Make your presents felt
Do you really want to plunge yourself into debt to buy the latest must-have for friends and family? A meaningful gift is far better for your bank balance
Christmas will be different for so many families this year. Fuel and food prices have risen at a shocking pace in the last twelve months. Mortgage rates have rocketed, with repossession looming for some. More families have no savings, leaving them maybe only a month away from disaster if breadwinners lose their jobs. Christmas even in good years is a time when many families clock up dangerous amounts of debt to be paid off the rest of the year.
Fear of penury stalks many more households than will actually
suffer in this recession. Many who have very little risk of losing
their jobs will nonetheless look over the precipice and glimpse the
rocks below. So a chill economic wind changes the culture in the
country, even for those not in much peril.
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