With £700 million stolen from public funds last year, is it time we took a stand, or are other people's finances private? Interviews by Elizabeth Openshaw
No
Bridget McGee lives in West Sussex with her husband and three
children, aged 11, nine and seven. Bridget, 43, a project manager,
decided not to shop a colleague who committed fraud.
A few years ago I worked in a London hospital, and a woman
called Susan* was in the admin department. She was a single mum in
her late 20s with a daughter, and she was an intelligent,
hard-working woman. I knew she got benefits for raising a child on
her own and every now and then, her ex-partner, Jim* would show up
and shower the daughter with presents and money - sometimes up to
£200. He'd be around for a bit and then take off, and
Susan wouldn't know when he'd be back.
Susan was meant to declare this money, but that would have meant
money being deducted from her benefit on a regular basis, not just
when Jim turned up. It would have been regarded as income even
though a year could pass before she heard from him again. Susan was
getting no other help from him in the meantime. The money was for
her daughter, and could make the difference between going on a
school trip or not. This continued for most of her daughter's
life, and Susan often didn't know where Jim was. She was
committing fraud, but there was no way I was going to shop her.
Susan was just doing her best and I could totally understand why
she didn't declare it.
But somehow, and I don't know how, Susan was found out. She was
convicted of fraud and sent to prison for six months, though she
only served a fraction of that. It created so many problems as her
daughter had to go into care, which was paid for by the state.
Susan lost her job, so she was on the dole. The state paid out
loads of money for her when she could have kept her job and kept
earning.
It really was rough justice. Susan paid the price for Jim running
off and leaving her to support the daughter alone.
I believe the man who doesn't support his own family is
stealing from the state because he's forcing them to take
benefits. The person who pays a cleaner cash-in-hand is stealing
because they are being denied the right to national insurance and
are not paying tax. If someone else was struggling to do their best
for their family and bending the rules a bit, I'd turn a blind
eye again. It's not just about the money. Susan was a decent
person who happened to fall foul of stringent rules.
Yes
Kate Crozier, 39, lives in Middlesex, with her husband, and their
two children, aged five and four. Kate, a planning officer, shopped
a family who were cheating the system.
A friend, Emily* who lived in the same street as us, had to move
away. She rented out her house, and a couple with two children
moved in. They were a normal family, seemed to be quite well off
and the man drove a BMW. He also had a new van with the name of the
small supermarket they owned on it.
One day, I was chatting to Emily on the phone, and told her I was
thinking of renting out my house. I asked her how much she charged
the family renting her two-bedroom semi, because it was a similar
size to ours. Emily said they weren't paying her anything, and
that she got it all through housing benefits. I couldn't
believe they were entitled to it as they looked quite well off and
when I said I was surprised, Emily replied, "It's because
the husband doesn't live there anymore, he's left her on
her own with the two kids."
I knew that wasn't true because I saw him there coming out of
the house in the morning. I dithered about what to do next. It
didn't seem like they were struggling for money, and the local
supermarket they owned was always busy. I worked out that for a
two-bedroom house, it was probably about £1,000 a month rent,
which they were getting free. The woman said she was a single mum
with two children, and she wasn't working, so she would have
been on full income support of £150 a week. They were costing
the taxpayer about £1,600 a month, which worked out at tens of
thousands of pounds over the year - and that was just one family.
I was a bit nervous about shopping them, but I saw an advert for
the Benefit Fraud Hotline (0800 854 440), where you can leave an
anonymous tip, so I knew they'd never find out it was me. I
rang and told them what I knew, giving their name and address. I
never saw anyone go round there afterwards but I think the benefits
were stopped. The husband is still living there, but Emily said
they were in rent arrears because they're not getting housing
benefit anymore.
I felt justified doing it because they were cheating the system. We
all have to pay our way. I would do it again if I knew someone was
living well and being dishonest about it, because that's not
right.
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Comments:
"We have had the following comment relating to this article from a Candis member who wishes to remain anonymous: "I wish to remain anonymous, but I am an investigator with the DWP. I am at a loss as to how, with the circumstances as Bridget dictates, that a customer would be sentenced to prison for the 'occasional' gift. It would need to be a lot more serious for a first offender to have been sentenced to prison for something that at first glance seems so trivial. I suspect more evidence would have been obtained in order to establish a 'fraud' for either a more permanent arrangement over a lengthy period or providing larger sums than those indicated before court action would have been considered and the sentence awarded. ""
Webteam Candis - Monday 3rd Nov 2008