I am always one month’s pay cheque behind – is there any way you can wave a magic wand and give me 13 salary cheques this year?

Why Cinders, yes I can – all you have to do is spend a fiver a day less every working day (so no buying your lunch or drinks) or cut out one £25 trip to the cash point, pub or corner shop a week and you will have an extra salary cheque of £1,300 by the end of the year.


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